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-0.11%
Northpointe bancshares, inc.
1.79%
Avg of Sector
-0.31%
S&P500

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| Quarterly | EPS Forecast | QoQ | Max | Min |
|---|---|---|---|---|
| 2026Q1 | ||||
| 2026Q2 | ||||
| 2026Q3 | ||||
| 2026Q4 | ||||
| 2027Q1 |
Northpointe Bancshares, Inc. operates as the bank holding company for Northpointe Bank provides various banking products and services. It offers noninterest-bearing accounts, savings, money-market demand accounts, and certificates of deposits; personal and business banking, kids saving, and health saving accounts; home loans; and mortgage purchase program. The company was incorporated in 1998 and is headquartered in Grand Rapids, Michigan.
Unit : USD
| QTR | Non-GAAP EPS | EPS YoY | EPS Surprise % | Sales | Sales YoY | Sales Surprise % | NPM |
|---|---|---|---|---|---|---|---|
| Current | |||||||
| 2025Q4 | |||||||
| 2025Q3 | |||||||
| 2025Q2 | |||||||
| 2025Q1 |
The most recent financial report for Northpointe bancshares, inc. (NPB) covers the period of 2025Q4 and was published on 2025/12/31. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating NPB's short-term business performance and financial health. For the latest updates on NPB's earnings releases, visit this page regularly.
According to historical valuation range analysis, Northpointe bancshares, inc. (NPB)'s current price-to-earnings (P/E) ratio is 2.67, placing it in the Undervalued zone on the P/E River chart. This level indicates that the market's expectations for future earnings are already reflected in the share price, with the valuation currently leaning conservative. Investors are advised to further examine the company's fundamentals and its position in the industry cycle to validate whether the valuation is justified.
According to the latest financial report, Northpointe bancshares, inc. (NPB) reported an Operating Profit of 31.97M with an Operating Margin of 25.01% this period, representing a growth of 118.27% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.
In the latest financial report, Northpointe bancshares, inc. (NPB) announced revenue of 127.84M, with a Year-Over-Year growth rate of 190%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.
At the end of the period, Northpointe bancshares, inc. (NPB) held Total Cash and Cash Equivalents of 496.46M, accounting for 0.07 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.
In the latest report, Northpointe bancshares, inc. (NPB) achieved the “three margins increasing” benchmark, with a gross margin of 51.49%%, operating margin of 25.01%%, and net margin of 18.49%%. This demonstrates improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess NPB's profit trajectory and future growth potential.
According to the past four quarterly reports, Northpointe bancshares, inc. (NPB)'s earnings per share (EPS) shows a steady growth trend, with the latest EPS at 1.22. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.
The latest valuation data shows Northpointe bancshares, inc. (NPB) has a Price-To-Earnings (PE) ratio of 2.67 and a Price/Earnings-To-Growth (PEG) ratio of -0.31. A PEG below 1 usually suggests the market is underestimating growth potential, while a PEG above 1 indicates high growth expectations are already priced in. Investors should conduct a comprehensive valuation by considering historical growth, market forecasts, and industry cycles.