Northfield bancorp, inc.NFBK.US Overview
NFBK Overall Performance
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NFBK Key Information
NFBK Financial Forecast
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| Quarterly | EPS Forecast | QoQ | Max | Min |
|---|---|---|---|---|
| 2025Q1 | ||||
| 2025Q2 | ||||
| 2025Q3 | ||||
| 2025Q4 | ||||
| 2026Q1 |
NFBK Earnings Table
Unit : USD
| QTR | Non-GAAP EPS | EPS YoY | EPS Surprise % | Sales | Sales YoY | Sales Surprise % | NPM |
|---|---|---|---|---|---|---|---|
| Current | |||||||
| 2024Q4 | |||||||
| 2024Q3 | |||||||
| 2024Q2 | |||||||
| 2024Q1 |
NFBK Profile
Northfield Bancorp, Inc. (Staten Island, NY) operates as the bank holding company for Northfield Bank that provides various banking services primarily to individuals and corporate customers. It accepts various deposits products, including certificates of deposit, passbook, statement, and money market savings accounts; transaction deposit accounts comprising negotiable orders of withdrawal accounts, and interest and non-interest-bearing checking accounts; individual retirement accounts; and brokered deposits. The company also offers various loans comprising multifamily and other commercial real estate loans, construction and land loans, commercial and industrial loans, one-to-four family residential real estate loans, and home equity loans and lines of credit. In addition, it purchases various investment securities, such as mortgage-backed securities and corporate bonds; and deposits funds in other financial institutions, as well as holds mortgage loans, mortgage-backed securities, and other investments. As of December 31, 2021, the company operated 38 full-service banking offices in Staten Island and Brooklyn, New York; and Hunterdon, Middlesex, Mercer, and Union counties, New Jersey. Northfield Bancorp, Inc. (Staten Island, NY) was founded in 1887 and is headquartered in Woodbridge, New Jersey.
Price of NFBK
NFBK FAQ
When is NFBK's latest earnings report released?
The most recent financial report for Northfield bancorp, inc. (NFBK) covers the period of 2025Q3 and was published on 2025/09/30. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating NFBK's short-term business performance and financial health. For the latest updates on NFBK's earnings releases, visit this page regularly.
What is the operating profit of NFBK?
According to the latest financial report, Northfield bancorp, inc. (NFBK) reported an Operating Profit of 14.79M with an Operating Margin of 38.74% this period, representing a growth of 66.39% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.
How is NFBK's revenue growth?
In the latest financial report, Northfield bancorp, inc. (NFBK) announced revenue of 38.17M, with a Year-Over-Year growth rate of 30.43%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.
How much cash does NFBK have?
At the end of the period, Northfield bancorp, inc. (NFBK) held Total Cash and Cash Equivalents of 131.73M, accounting for 0.02 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.
Does NFBK go with three margins increasing?
In the latest report, Northfield bancorp, inc. (NFBK) achieved the “three margins increasing” benchmark, with a gross margin of 100%%, operating margin of 38.74%%, and net margin of 28.2%%. This demonstrates improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess NFBK's profit trajectory and future growth potential.
Is NFBK's EPS continuing to grow?
According to the past four quarterly reports, Northfield bancorp, inc. (NFBK)'s earnings per share (EPS) shows a steady growth trend, with the latest EPS at 0.27. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.
What is the FCF of NFBK?
Northfield bancorp, inc. (NFBK)'s Free Cash Flow (FCF) for the period is 13.59M, calculated as Operating Cash Flow minus Capital Expenditures, representing a fall of 1.07% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.
What are the PEG ratio and PE ratio of NFBK?
The latest valuation data shows Northfield bancorp, inc. (NFBK) has a Price-To-Earnings (PE) ratio of 10.69 and a Price/Earnings-To-Growth (PEG) ratio of 0.87. A PEG below 1 usually suggests the market is underestimating growth potential, while a PEG above 1 indicates high growth expectations are already priced in. Investors should conduct a comprehensive valuation by considering historical growth, market forecasts, and industry cycles.