When is NAVI's latest earnings report released?
The most recent financial report for Navient corporation (NAVI) covers the period of 2025Q4 and was published on 2025/12/31. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating NAVI's short-term business performance and financial health. For the latest updates on NAVI's earnings releases, visit this page regularly.
What is the operating profit of NAVI?
According to the latest financial report, Navient corporation (NAVI) reported an Operating Profit of 626M with an Operating Margin of 82.26% this period, representing a growth of 2,307.69% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.
How is NAVI's revenue growth?
In the latest financial report, Navient corporation (NAVI) announced revenue of 761M, with a Year-Over-Year growth rate of 327.53%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.
How much debt does NAVI have?
As of the end of the reporting period, Navient corporation (NAVI) had total debt of 45.71B, with a debt ratio of 0.94. Long-term debt comprises a higher/lower proportion. The level of financial leverage directly impacts the company's capital structure and interest coverage. If debt is high, pay attention to interest expenses and refinancing risks. Conversely, a low-leverage structure indicates greater risk tolerance but potentially less growth flexibility.
How much cash does NAVI have?
At the end of the period, Navient corporation (NAVI) held Total Cash and Cash Equivalents of 2.1B, accounting for 0.04 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.
Does NAVI go with three margins increasing?
In the latest report, Navient corporation (NAVI) did not achieve the “three margins increasing” benchmark, with a gross margin of 88.44%%, operating margin of 82.26%%, and net margin of -0.66%%. This demonstrates limited improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess NAVI's profit trajectory and future growth potential.
Is NAVI's EPS continuing to grow?
According to the past four quarterly reports, Navient corporation (NAVI)'s earnings per share (EPS) shows a declining trend, with the latest EPS at -0.06. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.
What is the FCF of NAVI?
Navient corporation (NAVI)'s Free Cash Flow (FCF) for the period is 174M, calculated as Operating Cash Flow minus Capital Expenditures, representing a rise of 2,075% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.
What are the PEG ratio and PE ratio of NAVI?
The latest valuation data shows Navient corporation (NAVI) has a Price-To-Earnings (PE) ratio of -54.17 and a Price/Earnings-To-Growth (PEG) ratio of 0.58. A PEG below 1 usually suggests the market is underestimating growth potential, while a PEG above 1 indicates high growth expectations are already priced in. Investors should conduct a comprehensive valuation by considering historical growth, market forecasts, and industry cycles.
