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Mercury general corporationMCY.US Overview

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MCY Recent Performance

0.60%

Mercury general corporation

1.79%

Avg of Sector

-0.31%

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MCY Key Information

MCY Financial Forecast

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QuarterlyEPS ForecastQoQMaxMin
2026Q1
2026Q2
2026Q3
2026Q4
2027Q1

MCY Profile

Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. The company also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. Its automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, fire, and other hazards. The company sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was founded in 1961 and is headquartered in Los Angeles, California.

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MCY FAQ

This disclaimer is provided by TradingValley Inc. and includes any messages, news, research, analysis, prices or other information provided by the Company's website, the application "Growin App" and other services provided through the Company's website. It is only general market information for educational and investment decision-making reference, and does not constitute any investment advice. View Growin Disclaimer

MCY Earnings Table

Unit : USD

QTRNon-GAAP EPSEPS YoYEPS Surprise %SalesSales YoYSales Surprise %NPM
Current
2025Q4
2025Q3
2025Q2
2025Q1
METRIC
VALUE
vs. INDUSTRY
EPS (TTM)
9.77
PE Ratio (TTM)
9.27
Forward PE
-
PS Ratio (TTM)
0.84
PB Ratio
2.06
Price-to-FCF
4.77
METRIC
VALUE
vs. INDUSTRY
Gross Margin
33.87%
Net Margin
9.03%
Revenue Growth (YoY)
9.44%
Profit Growth (YoY)
13.31%
3-Year Revenue Growth
10.07%
3-Year Profit Growth
39.79%
METRIC
VALUE
vs. INDUSTRY
EPS (TTM)
9.77
PE Ratio (TTM)
9.27
Forward PE
-
PS Ratio (TTM)
0.84
PB Ratio
2.06
Price-to-FCF
4.77
Gross Margin
33.87%
Net Margin
9.03%
Revenue Growth (YoY)
9.44%
Profit Growth (YoY)
13.31%
3-Year Revenue Growth
10.07%
3-Year Profit Growth
39.79%

  • When is MCY's latest earnings report released?

    The most recent financial report for Mercury general corporation (MCY) covers the period of 2025Q4 and was published on 2025/12/31. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating MCY's short-term business performance and financial health. For the latest updates on MCY's earnings releases, visit this page regularly.

  • Where does MCY fall in the P/E River chart?

    According to historical valuation range analysis, Mercury general corporation (MCY)'s current price-to-earnings (P/E) ratio is 9.85, placing it in the Value zone on the P/E River chart. This level indicates that the market's expectations for future earnings are already reflected in the share price, with the valuation currently leaning conservative. Investors are advised to further examine the company's fundamentals and its position in the industry cycle to validate whether the valuation is justified.

  • What is the operating profit of MCY?

    According to the latest financial report, Mercury general corporation (MCY) reported an Operating Profit of 255.94M with an Operating Margin of 16.67% this period, representing a growth of 95.32% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.

  • How is MCY's revenue growth?

    In the latest financial report, Mercury general corporation (MCY) announced revenue of 1.54B, with a Year-Over-Year growth rate of 12.41%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.

  • How much debt does MCY have?

    As of the end of the reporting period, Mercury general corporation (MCY) had total debt of 586.86M, with a debt ratio of 0.06. Long-term debt comprises a higher/lower proportion. The level of financial leverage directly impacts the company's capital structure and interest coverage. If debt is high, pay attention to interest expenses and refinancing risks. Conversely, a low-leverage structure indicates greater risk tolerance but potentially less growth flexibility.

  • How much cash does MCY have?

    At the end of the period, Mercury general corporation (MCY) held Total Cash and Cash Equivalents of 1.32B, accounting for 0.14 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.

  • Does MCY go with three margins increasing?

    In the latest report, Mercury general corporation (MCY) achieved the “three margins increasing” benchmark, with a gross margin of 40.1%%, operating margin of 16.67%%, and net margin of 13.2%%. This demonstrates improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess MCY's profit trajectory and future growth potential.

  • Is MCY's EPS continuing to grow?

    According to the past four quarterly reports, Mercury general corporation (MCY)'s earnings per share (EPS) shows a steady growth trend, with the latest EPS at 3.66. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.

  • What is the FCF of MCY?

    Mercury general corporation (MCY)'s Free Cash Flow (FCF) for the period is 273.86M, calculated as Operating Cash Flow minus Capital Expenditures, representing a rise of 16.04% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.