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Lufax holding ltdLU.US Overview

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LU Recent Performance

-0.96%

Lufax holding ltd

1.79%

Avg of Sector

-0.31%

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QuarterlyEPS ForecastQoQMaxMin
2026Q1
2026Q2
2026Q3
2026Q4
2027Q1

LU Profile

Lufax Holding Ltd operates a technology-empowered personal financial services platform in China. It offers loan products, including unsecured loans and secured loans, as well as consumer finance loans. The company also provides wealth management platforms, such as Lufax (Lu.com), Lu International (Singapore), and Lu International (Hong Kong) to the middle class and affluent investors to invest in products and portfolios; retail credit facilitation services platform that offers small business owners with lending solutions; and technology empowerment solutions for financial institutions. Lufax Holding Ltd was founded in 2005 and is headquartered in Shanghai, China.

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LU FAQ

This disclaimer is provided by TradingValley Inc. and includes any messages, news, research, analysis, prices or other information provided by the Company's website, the application "Growin App" and other services provided through the Company's website. It is only general market information for educational and investment decision-making reference, and does not constitute any investment advice. View Growin Disclaimer

LU Earnings Table

Unit : USD

QTRNon-GAAP EPSEPS YoYEPS Surprise %SalesSales YoYSales Surprise %NPM
Current
2025Q4
2025Q3
2025Q2
2025Q1
METRIC
VALUE
vs. INDUSTRY
EPS (TTM)
-9.48
PE Ratio (TTM)
-
Forward PE
-
PS Ratio (TTM)
0.08
PB Ratio
0.19
Price-to-FCF
0.61
METRIC
VALUE
vs. INDUSTRY
Gross Margin
100.00%
Net Margin
-16.21%
Revenue Growth (YoY)
-28.44%
Profit Growth (YoY)
-28.44%
3-Year Revenue Growth
-27.51%
3-Year Profit Growth
-27.51%
METRIC
VALUE
vs. INDUSTRY
EPS (TTM)
-9.48
PE Ratio (TTM)
-
Forward PE
-
PS Ratio (TTM)
0.08
PB Ratio
0.19
Price-to-FCF
0.61
Gross Margin
100.00%
Net Margin
-16.21%
Revenue Growth (YoY)
-28.44%
Profit Growth (YoY)
-28.44%
3-Year Revenue Growth
-27.51%
3-Year Profit Growth
-27.51%

  • When is LU's latest earnings report released?

    The most recent financial report for Lufax holding ltd (LU) covers the period of 2024Q4 and was published on 2024/12/31. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating LU's short-term business performance and financial health. For the latest updates on LU's earnings releases, visit this page regularly.

  • What is the operating profit of LU?

    According to the latest financial report, Lufax holding ltd (LU) reported an Operating Profit of -1.49B with an Operating Margin of -24.7% this period, representing a decline of 43.69% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.

  • How is LU's revenue growth?

    In the latest financial report, Lufax holding ltd (LU) announced revenue of 6.03B, with a Year-Over-Year growth rate of -12.06%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.

  • How much cash does LU have?

    At the end of the period, Lufax holding ltd (LU) held Total Cash and Cash Equivalents of 44.04B, accounting for 0.22 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.

  • Does LU go with three margins increasing?

    In the latest report, Lufax holding ltd (LU) did not achieve the “three margins increasing” benchmark, with a gross margin of 100%%, operating margin of -24.7%%, and net margin of -26.3%%. This demonstrates limited improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess LU's profit trajectory and future growth potential.

  • Is LU's EPS continuing to grow?

    According to the past four quarterly reports, Lufax holding ltd (LU)'s earnings per share (EPS) shows a declining trend, with the latest EPS at -1.58. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.

  • What is the FCF of LU?

    Lufax holding ltd (LU)'s Free Cash Flow (FCF) for the period is -2.25B, calculated as Operating Cash Flow minus Capital Expenditures, representing a fall of 147.95% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.