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Jiayin group inc.JFIN.US Overview

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JFIN Recent Performance

1.95%

Jiayin group inc.

-0.12%

Avg of Sector

-0.49%

S&P500

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JFIN Profile

Jiayin Group Inc. provides online consumer finance services in the People's Republic of China. The company operates a fintech platform that facilitates transparent, secure, and fast connections between individual borrowers and financial institutions funding partners. It also provides referral services for investment products offered by the financial service providers; and software development, risk control, marketing support, and IT assistance services. The company was founded in 2011 and is headquartered in Shanghai, the People's Republic of China.

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JFIN FAQ

This disclaimer is provided by TradingValley Inc. and includes any messages, news, research, analysis, prices or other information provided by the Company's website, the application "Growin App" and other services provided through the Company's website. It is only general market information for educational and investment decision-making reference, and does not constitute any investment advice. View Growin Disclaimer

JFIN Earnings Table

Unit : USD

QTRNon-GAAP EPSEPS YoYEPS Surprise %SalesSales YoYSales Surprise %NPM
Current
2025Q4
2025Q3
2025Q2
2025Q1
METRIC
VALUE
vs. INDUSTRY
EPS (TTM)
29.80
PE Ratio (TTM)
1.08
Forward PE
1.83
PS Ratio (TTM)
0.04
PB Ratio
0.36
Price-to-FCF
-
METRIC
VALUE
vs. INDUSTRY
Gross Margin
80.14%
Net Margin
24.68%
Revenue Growth (YoY)
7.26%
Profit Growth (YoY)
32.35%
3-Year Revenue Growth
1.12%
3-Year Profit Growth
-3.93%
METRIC
VALUE
vs. INDUSTRY
EPS (TTM)
29.80
PE Ratio (TTM)
1.08
Forward PE
1.83
PS Ratio (TTM)
0.04
PB Ratio
0.36
Price-to-FCF
-
Gross Margin
80.14%
Net Margin
24.68%
Revenue Growth (YoY)
7.26%
Profit Growth (YoY)
32.35%
3-Year Revenue Growth
1.12%
3-Year Profit Growth
-3.93%

  • When is JFIN's latest earnings report released?

    The most recent financial report for Jiayin group inc. (JFIN) covers the period of 2025Q4 and was published on 2025/12/31. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating JFIN's short-term business performance and financial health. For the latest updates on JFIN's earnings releases, visit this page regularly.

  • Where does JFIN fall in the P/E River chart?

    According to historical valuation range analysis, Jiayin group inc. (JFIN)'s current price-to-earnings (P/E) ratio is 0.97, placing it in the Undervalued zone on the P/E River chart. This level indicates that the market's expectations for future earnings are already reflected in the share price, with the valuation currently leaning conservative. Investors are advised to further examine the company's fundamentals and its position in the industry cycle to validate whether the valuation is justified.

  • What is the operating profit of JFIN?

    According to the latest financial report, Jiayin group inc. (JFIN) reported an Operating Profit of 94.65M with an Operating Margin of 8.68% this period, representing a decline of 75.9% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.

  • How is JFIN's revenue growth?

    In the latest financial report, Jiayin group inc. (JFIN) announced revenue of 1.09B, with a Year-Over-Year growth rate of -22.38%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.

  • How much cash does JFIN have?

    At the end of the period, Jiayin group inc. (JFIN) held Total Cash and Cash Equivalents of 475.44M, accounting for 0.05 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.

  • Does JFIN go with three margins increasing?

    In the latest report, Jiayin group inc. (JFIN) achieved the “three margins increasing” benchmark, with a gross margin of 69.9%%, operating margin of 8.68%%, and net margin of 9.2%%. This demonstrates improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess JFIN's profit trajectory and future growth potential.

  • Is JFIN's EPS continuing to grow?

    According to the past four quarterly reports, Jiayin group inc. (JFIN)'s earnings per share (EPS) shows a declining trend, with the latest EPS at 1.96. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.