Icici bank limitedIBN.US Overview

US StockFinancial Services
(No presentation for IBN)

IBN Overall Performance

METRIC
VALUE
vs. INDUSTRY
EPS
148.13
PE Ratio
18.99
Forward PE
0.31
PS Ratio
3.33
PB Ratio
3.05
Price-to-FCF
21.74
Gross Margin
68.07%
Net Margin
17.52%
Revenue Growth (YoY)
20.51%
Profit Growth (YoY)
21.83%
3-Year Revenue Growth
23.89%
3-Year Profit Growth
22.53%

IBN AI Analysis & Strategy

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IBN Current Performance

-0.60%

Icici bank limited

-0.13%

Avg of Sector

-0.69%

S&P500

IBN Key Information

IBN Financial Forecast

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QuarterlyEPS ForecastQoQMaxMin
2025Q1
2025Q2
2025Q3
2025Q4
2026Q1

IBN Earnings Table

Unit : USD

QTRNon-GAAP EPSEPS YoYEPS Surprise %SalesSales YoYSales Surprise %NPM
Current
2024Q4
2024Q3
2024Q2
2024Q1

IBN Profile

ICICI Bank Limited, together with its subsidiaries, engages in the provision of various banking and financial services to retail and corporate customers in India and internationally. The company operates through Retail Banking, Wholesale Banking, Treasury, Other Banking, Life Insurance, and Others segments. It accepts savings, salary, pension, current, trade, escrow, foreign currency, and vostro accounts, as well as time, fixed, recurring, and security deposits services. The company also provides home, car, two-wheeler, personal, gold, and commercial business loans, as well as loans against securities and other loans; business loans, including working capital finance, term loans, collateral free loans, loans without financials, finance for importers and exporters, and overdraft facilities, as well as loans for new entities and card swipes; and credit, debit, prepaid, travel, forex, and corporate cards. In addition, it offers pockets wallet; fixed income products; investment products, such as mutual funds, gold monetization schemes, initial public offerings, and other online investment services; and agri and rural business, farmer finance, tractor loans, and micro banking services. Further, the company provides portfolio management, trade, foreign exchange, locker, private and NRI banking, and cash management services; family wealth and demat accounts; commercial and investment banking, capital market, custodial, and institutional banking services; health, personal accident, fire, and motor insurance, as well as distributes general and life insurance products; and Internet, mobile, and phone banking services. Additionally, it offers securities investment, broking, trading, and underwriting services; and merchant banking, trusteeship, housing finance, pension fund management, asset management, investment advisory, points of presence, and private equity/venture capital fund management services. The company was founded in 1955 and is headquartered in Mumbai, India.

Price of IBN

IBN FAQ

  • When is IBN's latest earnings report released?

    The most recent financial report for Icici bank limited (IBN) covers the period of 2025Q1 and was published on 2025/06/30. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating IBN's short-term business performance and financial health. For the latest updates on IBN's earnings releases, visit this page regularly.

  • Where does IBN fall in the P/E River chart?

    According to historical valuation range analysis, Icici bank limited (IBN)'s current price-to-earnings (P/E) ratio is 18.95, placing it in the Undervalued zone on the P/E River chart. This level indicates that the market's expectations for future earnings are already reflected in the share price, with the valuation currently leaning conservative. Investors are advised to further examine the company's fundamentals and its position in the industry cycle to validate whether the valuation is justified.

  • What is the operating profit of IBN?

    According to the latest financial report, Icici bank limited (IBN) reported an Operating Profit of 195.57B with an Operating Margin of 26.22% this period, representing a growth of 16.28% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.

  • How is IBN's revenue growth?

    In the latest financial report, Icici bank limited (IBN) announced revenue of 745.76B, with a Year-Over-Year growth rate of 10.86%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.

  • How much cash does IBN have?

    At the end of the period, Icici bank limited (IBN) held Total Cash and Cash Equivalents of 1.97T, accounting for 0.07 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.

  • Does IBN go with three margins increasing?

    In the latest report, Icici bank limited (IBN) achieved the “three margins increasing” benchmark, with a gross margin of 66.59%%, operating margin of 26.22%%, and net margin of 18.18%%. This demonstrates improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess IBN's profit trajectory and future growth potential.

  • Is IBN's EPS continuing to grow?

    According to the past four quarterly reports, Icici bank limited (IBN)'s earnings per share (EPS) shows a steady growth trend, with the latest EPS at 38.04. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.

  • What are the PEG ratio and PE ratio of IBN?

    The latest valuation data shows Icici bank limited (IBN) has a Price-To-Earnings (PE) ratio of 18.95 and a Price/Earnings-To-Growth (PEG) ratio of -40.24. A PEG below 1 usually suggests the market is underestimating growth potential, while a PEG above 1 indicates high growth expectations are already priced in. Investors should conduct a comprehensive valuation by considering historical growth, market forecasts, and industry cycles.