Hancock whitney corporationHWC.US Overview
HWC Overall Performance
HWC AI Analysis & Strategy
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HWC Current Performance
-0.32%
Hancock whitney corporation
-0.12%
Avg of Sector
-0.64%
S&P500
HWC Key Information
HWC Financial Forecast
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| Quarterly | EPS Forecast | QoQ | Max | Min |
|---|---|---|---|---|
| 2025Q1 | ||||
| 2025Q2 | ||||
| 2025Q3 | ||||
| 2025Q4 | ||||
| 2026Q1 |
HWC Earnings Table
Unit : USD
| QTR | Non-GAAP EPS | EPS YoY | EPS Surprise % | Sales | Sales YoY | Sales Surprise % | NPM |
|---|---|---|---|---|---|---|---|
| Current | |||||||
| 2024Q4 | |||||||
| 2024Q3 | |||||||
| 2024Q2 | |||||||
| 2024Q1 |
HWC Profile
Hancock Whitney Corporation operates as the financial holding company for Hancock Whitney Bank that provides traditional and online banking services to commercial, small business, and retail customers. It accepts various deposit products, including noninterest-bearing demand deposits, interest-bearing transaction accounts, savings accounts, money market deposit accounts, and time deposit accounts. The company also offers loans products comprising commercial and industrial loans; commercial real estate loans; construction and land development loans; residential mortgages; consumer loans comprising second lien mortgage home loans, home equity lines of credit, and nonresidential consumer purpose loans; revolving credit facilities; and letters of credit and financial guarantees. In addition, it offers investment brokerage and treasury management services, and annuity and life insurance products; and trust and investment management services to retirement plans, corporations, and individuals. Further, the company facilitates investments in new market tax credit activities; and holds various foreclosed assets. The company operates 177 banking locations and 239 automated teller machines primarily in the Gulf south corridor, including southern and central Mississippi; southern and central Alabama; southern, central, and northwest Louisiana; the northern, central, and panhandle regions of Florida; and certain areas of east Texas, including Houston, Beaumont, Dallas, and San Antonio. It also operates a loan production office in Tennessee; and a trust and asset management office in Texas. The company was formerly known as Hancock Holding Company and changed its name to Hancock Whitney Corporation in May 2018. Hancock Whitney Corporation was founded in 1899 and is headquartered in Gulfport, Mississippi.
Price of HWC
HWC FAQ
When is HWC's latest earnings report released?
The most recent financial report for Hancock whitney corporation (HWC) covers the period of 2025Q2 and was published on 2025/06/30. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating HWC's short-term business performance and financial health. For the latest updates on HWC's earnings releases, visit this page regularly.
Where does HWC fall in the P/E River chart?
According to historical valuation range analysis, Hancock whitney corporation (HWC)'s current price-to-earnings (P/E) ratio is 10.38, placing it in the Value zone on the P/E River chart. This level indicates that the market's expectations for future earnings are already reflected in the share price, with the valuation currently leaning conservative. Investors are advised to further examine the company's fundamentals and its position in the industry cycle to validate whether the valuation is justified.
What is the operating profit of HWC?
According to the latest financial report, Hancock whitney corporation (HWC) reported an Operating Profit of 144.58M with an Operating Margin of 40.1% this period, representing a decline of 0.2% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.
How is HWC's revenue growth?
In the latest financial report, Hancock whitney corporation (HWC) announced revenue of 360.56M, with a Year-Over-Year growth rate of 2.76%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.
How much debt does HWC have?
As of the end of the reporting period, Hancock whitney corporation (HWC) had total debt of 1.38B, with a debt ratio of 0.04. Short-term debt comprises a higher/lower proportion. The level of financial leverage directly impacts the company's capital structure and interest coverage. If debt is high, pay attention to interest expenses and refinancing risks. Conversely, a low-leverage structure indicates greater risk tolerance but potentially less growth flexibility.
How much cash does HWC have?
At the end of the period, Hancock whitney corporation (HWC) held Total Cash and Cash Equivalents of 1.12B, accounting for 0.03 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.
Does HWC go with three margins increasing?
In the latest report, Hancock whitney corporation (HWC) achieved the “three margins increasing” benchmark, with a gross margin of 100%%, operating margin of 40.1%%, and net margin of 31.5%%. This demonstrates improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess HWC's profit trajectory and future growth potential.
Is HWC's EPS continuing to grow?
According to the past four quarterly reports, Hancock whitney corporation (HWC)'s earnings per share (EPS) shows a steady growth trend, with the latest EPS at 1.32. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.
What is the FCF of HWC?
Hancock whitney corporation (HWC)'s Free Cash Flow (FCF) for the period is 122M, calculated as Operating Cash Flow minus Capital Expenditures, representing a rise of 17.61% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.
What are the PEG ratio and PE ratio of HWC?
The latest valuation data shows Hancock whitney corporation (HWC) has a Price-To-Earnings (PE) ratio of 10.38 and a Price/Earnings-To-Growth (PEG) ratio of -2.15. A PEG below 1 usually suggests the market is underestimating growth potential, while a PEG above 1 indicates high growth expectations are already priced in. Investors should conduct a comprehensive valuation by considering historical growth, market forecasts, and industry cycles.