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Hometrust bancshares, inc.HTB.US Overview

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HTB Recent Performance

1.09%

Hometrust bancshares, inc.

1.79%

Avg of Sector

-0.31%

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HTB Key Information

HTB Financial Forecast

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QuarterlyEPS ForecastQoQMaxMin
2026Q1
2026Q2
2026Q3
2026Q4
2027Q1

HTB Profile

HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services. Its deposit products include savings, money market, and demand accounts, as well as certificates of deposit for individuals, businesses, and nonprofit organizations. The company's loan portfolio comprises retail consumer loans, such as one-to-four-family real estate lending, home equity lines of credit, construction and land/lots, indirect auto finance, and consumer lending; and commercial loans that include commercial real estate, construction and development, and commercial and industrial loans. It also provides small business administration loans, equipment finance leases, indirect automobile loans, and municipal leases; and cash management and online/mobile banking services. As of June 30, 2021, the company operated 41 offices in North Carolina, Upstate South Carolina, East Tennessee, and Southwest Virginia. HomeTrust Bancshares, Inc. was founded in 1926 and is headquartered in Asheville, North Carolina.

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HTB FAQ

This disclaimer is provided by TradingValley Inc. and includes any messages, news, research, analysis, prices or other information provided by the Company's website, the application "Growin App" and other services provided through the Company's website. It is only general market information for educational and investment decision-making reference, and does not constitute any investment advice. View Growin Disclaimer

HTB Earnings Table

Unit : USD

QTRNon-GAAP EPSEPS YoYEPS Surprise %SalesSales YoYSales Surprise %NPM
Current
2025Q4
2025Q3
2025Q2
2025Q1
METRIC
VALUE
vs. INDUSTRY
EPS (TTM)
3.69
PE Ratio (TTM)
11.33
Forward PE
-
PS Ratio (TTM)
3.57
PB Ratio
1.21
Price-to-FCF
17.11
METRIC
VALUE
vs. INDUSTRY
Gross Margin
90.62%
Net Margin
28.30%
Revenue Growth (YoY)
15.93%
Profit Growth (YoY)
5.06%
3-Year Revenue Growth
27.49%
3-Year Profit Growth
13.59%
METRIC
VALUE
vs. INDUSTRY
EPS (TTM)
3.69
PE Ratio (TTM)
11.33
Forward PE
-
PS Ratio (TTM)
3.57
PB Ratio
1.21
Price-to-FCF
17.11
Gross Margin
90.62%
Net Margin
28.30%
Revenue Growth (YoY)
15.93%
Profit Growth (YoY)
5.06%
3-Year Revenue Growth
27.49%
3-Year Profit Growth
13.59%
  • When is HTB's latest earnings report released?

    The most recent financial report for Hometrust bancshares, inc. (HTB) covers the period of 2025Q4 and was published on 2025/12/31. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating HTB's short-term business performance and financial health. For the latest updates on HTB's earnings releases, visit this page regularly.

  • Where does HTB fall in the P/E River chart?

    According to historical valuation range analysis, Hometrust bancshares, inc. (HTB)'s current price-to-earnings (P/E) ratio is 11.28, placing it in the Value zone on the P/E River chart. This level indicates that the market's expectations for future earnings are already reflected in the share price, with the valuation currently leaning conservative. Investors are advised to further examine the company's fundamentals and its position in the industry cycle to validate whether the valuation is justified.

  • What is the operating profit of HTB?

    According to the latest financial report, Hometrust bancshares, inc. (HTB) reported an Operating Profit of 19.84M with an Operating Margin of 27.22% this period, representing a growth of 8.42% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.

  • How is HTB's revenue growth?

    In the latest financial report, Hometrust bancshares, inc. (HTB) announced revenue of 72.86M, with a Year-Over-Year growth rate of 39.31%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.

  • How much debt does HTB have?

    As of the end of the reporting period, Hometrust bancshares, inc. (HTB) had total debt of 175.22M, with a debt ratio of 0.04. Short-term debt comprises a higher/lower proportion. The level of financial leverage directly impacts the company's capital structure and interest coverage. If debt is high, pay attention to interest expenses and refinancing risks. Conversely, a low-leverage structure indicates greater risk tolerance but potentially less growth flexibility.

  • How much cash does HTB have?

    At the end of the period, Hometrust bancshares, inc. (HTB) held Total Cash and Cash Equivalents of 14.41M, accounting for 0 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.

  • Is HTB's EPS continuing to grow?

    According to the past four quarterly reports, Hometrust bancshares, inc. (HTB)'s earnings per share (EPS) shows a steady growth trend, with the latest EPS at 0.94. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.

  • What is the FCF of HTB?

    Hometrust bancshares, inc. (HTB)'s Free Cash Flow (FCF) for the period is -11.34M, calculated as Operating Cash Flow minus Capital Expenditures, representing a fall of 45.32% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.

  • What are the PEG ratio and PE ratio of HTB?

    The latest valuation data shows Hometrust bancshares, inc. (HTB) has a Price-To-Earnings (PE) ratio of 11.28 and a Price/Earnings-To-Growth (PEG) ratio of -5.41. A PEG below 1 usually suggests the market is underestimating growth potential, while a PEG above 1 indicates high growth expectations are already priced in. Investors should conduct a comprehensive valuation by considering historical growth, market forecasts, and industry cycles.