Hometrust bancshares, inc. HTB.US Overview
HTB AI Analysis & Strategy
Browsing restrictions can be lifted for a fee.
HTB Current Performance
0.33%
Hometrust bancshares, inc.
-0.03%
Avg of Sector
0.14%
S&P500
HTB Key Information
HTB Revenue by Segments
Browsing restrictions can be lifted for a fee.
HTB Net Income
Browsing restrictions can be lifted for a fee.
HTB Cash Flow
Browsing restrictions can be lifted for a fee.
HTB Profit Margin
Browsing restrictions can be lifted for a fee.
HTB PE Ratio River
Browsing restrictions can be lifted for a fee.
HTB Financial Forecast
Browsing restrictions can be lifted for a fee.
HTB Earnings Table
Unit : USD
| QTR | Non-GAAP EPS | EPS YoY | EPS Surprise % | Sales | Sales YoY | Sales Surprise % | NPM |
|---|---|---|---|---|---|---|---|
| Current | |||||||
| 2024Q4 | |||||||
| 2024Q3 | |||||||
| 2024Q2 | |||||||
| 2024Q1 |
HTB Profile
HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services. Its deposit products include savings, money market, and demand accounts, as well as certificates of deposit for individuals, businesses, and nonprofit organizations. The company's loan portfolio comprises retail consumer loans, such as one-to-four-family real estate lending, home equity lines of credit, construction and land/lots, indirect auto finance, and consumer lending; and commercial loans that include commercial real estate, construction and development, and commercial and industrial loans. It also provides small business administration loans, equipment finance leases, indirect automobile loans, and municipal leases; and cash management and online/mobile banking services. As of June 30, 2021, the company operated 41 offices in North Carolina, Upstate South Carolina, East Tennessee, and Southwest Virginia. HomeTrust Bancshares, Inc. was founded in 1926 and is headquartered in Asheville, North Carolina.
Price of HTB
HTB FAQ
When is HTB's latest earnings report released?
The most recent financial report for Hometrust bancshares, inc. (HTB) covers the period of 2025Q1 and was published on 2025/03/31. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating HTB's short-term business performance and financial health. For the latest updates on HTB's earnings releases, visit this page regularly.
Where does HTB fall in the P/E River chart?
According to historical valuation range analysis, Hometrust bancshares, inc. (HTB)'s current price-to-earnings (P/E) ratio is 11.52, placing it in the Value zone on the P/E River chart. This level indicates that the market's expectations for future earnings are already reflected in the share price, with the valuation currently leaning conservative. Investors are advised to further examine the company's fundamentals and its position in the industry cycle to validate whether the valuation is justified.
What is the operating profit of HTB?
According to the latest financial report, Hometrust bancshares, inc. (HTB) reported an Operating Profit of 18.43M with an Operating Margin of 37.32% this period, representing a decline of 1.18% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.
How is HTB's revenue growth?
In the latest financial report, Hometrust bancshares, inc. (HTB) announced revenue of 49.39M, with a Year-Over-Year growth rate of 2.44%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.
How much cash does HTB have?
At the end of the period, Hometrust bancshares, inc. (HTB) held Total Cash and Cash Equivalents of 299.83M, accounting for 0.07 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.
Does HTB go with three margins increasing?
In the latest report, Hometrust bancshares, inc. (HTB) achieved the “three margins increasing” benchmark, with a gross margin of 100%%, operating margin of 37.32%%, and net margin of 29.4%%. This demonstrates improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess HTB's profit trajectory and future growth potential.
Is HTB's EPS continuing to grow?
According to the past four quarterly reports, Hometrust bancshares, inc. (HTB)'s earnings per share (EPS) shows a declining trend, with the latest EPS at 0.84. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.
What is the FCF of HTB?
Hometrust bancshares, inc. (HTB)'s Free Cash Flow (FCF) for the period is 68.81M, calculated as Operating Cash Flow minus Capital Expenditures, representing a rise of 303.89% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.
What are the PEG ratio and PE ratio of HTB?
The latest valuation data shows Hometrust bancshares, inc. (HTB) has a Price-To-Earnings (PE) ratio of 11.52 and a Price/Earnings-To-Growth (PEG) ratio of 84.13. A PEG below 1 usually suggests the market is underestimating growth potential, while a PEG above 1 indicates high growth expectations are already priced in. Investors should conduct a comprehensive valuation by considering historical growth, market forecasts, and industry cycles.