In the most recent quarter Q4'25, HOOD's ROE stands at 6.62%, ROA at 1.59%, and ROIC at 2.40%, reflecting sustained positive profitability metrics with ROE leading as the strongest performer among the three indicators. Over the period from Q1'23 to Q4'25, all metrics exhibit a clear upward trend from initial volatility and negative values—such as ROE at -7.25%, ROA at -1.84%, and ROIC at -5.14%—to consistent positivity by Q1'24, with notable acceleration in Q4'24 (ROE to 11.49%, ROA to 3.50%, ROIC to 3.59%) followed by stabilization and gradual growth; ROE demonstrates the most pronounced improvement, while ROA and ROIC show steadier, moderate gains despite a data gap for ROIC in Q1'25. This line chart highlights improving capital efficiency for HOOD, with ROE outperforming due to leverage effects, though all remain below industry benchmarks for mature firms.