When is HMN's latest earnings report released?
The most recent financial report for Horace mann educators corporation (HMN) covers the period of 2025Q4 and was published on 2025/12/31. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating HMN's short-term business performance and financial health. For the latest updates on HMN's earnings releases, visit this page regularly.
Where does HMN fall in the P/E River chart?
According to historical valuation range analysis, Horace mann educators corporation (HMN)'s current price-to-earnings (P/E) ratio is 10.86, placing it in the Undervalued zone on the P/E River chart. This level indicates that the market's expectations for future earnings are already reflected in the share price, with the valuation currently leaning conservative. Investors are advised to further examine the company's fundamentals and its position in the industry cycle to validate whether the valuation is justified.
What is the operating profit of HMN?
According to the latest financial report, Horace mann educators corporation (HMN) reported an Operating Profit of 55.7M with an Operating Margin of 12.81% this period, representing a decline of 1.94% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.
How is HMN's revenue growth?
In the latest financial report, Horace mann educators corporation (HMN) announced revenue of 434.8M, with a Year-Over-Year growth rate of 6.31%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.
How much cash does HMN have?
At the end of the period, Horace mann educators corporation (HMN) held Total Cash and Cash Equivalents of 27.5M, accounting for 0 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.
Does HMN go with three margins increasing?
In the latest report, Horace mann educators corporation (HMN) achieved the “three margins increasing” benchmark, with a gross margin of 47.2%%, operating margin of 12.81%%, and net margin of 8.3%%. This demonstrates improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess HMN's profit trajectory and future growth potential.
Is HMN's EPS continuing to grow?
According to the past four quarterly reports, Horace mann educators corporation (HMN)'s earnings per share (EPS) shows a declining trend, with the latest EPS at 0.88. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.
What is the FCF of HMN?
Horace mann educators corporation (HMN)'s Free Cash Flow (FCF) for the period is 129.9M, calculated as Operating Cash Flow minus Capital Expenditures, representing a fall of 32.87% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.
What are the PEG ratio and PE ratio of HMN?
The latest valuation data shows Horace mann educators corporation (HMN) has a Price-To-Earnings (PE) ratio of 10.86 and a Price/Earnings-To-Growth (PEG) ratio of -0.34. A PEG below 1 usually suggests the market is underestimating growth potential, while a PEG above 1 indicates high growth expectations are already priced in. Investors should conduct a comprehensive valuation by considering historical growth, market forecasts, and industry cycles.
