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Hanmi financial corporationHAFC.US Overview

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HAFC Recent Performance

1.26%

Hanmi financial corporation

1.79%

Avg of Sector

-0.31%

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HAFC Key Information

HAFC Financial Forecast

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QuarterlyEPS ForecastQoQMaxMin
2026Q1
2026Q2
2026Q3
2026Q4
2027Q1

HAFC Profile

Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. The company offers various deposit products, including noninterest-bearing checking accounts, interest-bearing checking and savings accounts, negotiable order of withdrawal accounts, money market accounts, and certificates of deposit. It also provides real estate loans, such as commercial property, construction, and residential property loans; and commercial and industrial loans, such as commercial term loans and commercial lines of credit, as well as international finance, and trade services and products comprising letters of credit, and import and export financing. In addition, the company offers consumer loans, secured and unsecured loans, home equity loans, residential mortgages, and credit cards; SBA and trade finance lending to small and middle market businesses; and small business administration loans for business purposes, which comprise owner-occupied commercial real estate, business acquisitions, start-ups, franchise financing, working capital, improvements and renovations, inventory and equipment, and debt-refinancing, as well as equipment lease financing. As of February 28, 2022, it operated a network of 35 full-service branches and 8 loan production offices in California, Texas, Illinois, Virginia, New Jersey, New York, Colorado, Washington, and Georgia. The company was founded in 1982 and is headquartered in Los Angeles, California.

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HAFC FAQ

This disclaimer is provided by TradingValley Inc. and includes any messages, news, research, analysis, prices or other information provided by the Company's website, the application "Growin App" and other services provided through the Company's website. It is only general market information for educational and investment decision-making reference, and does not constitute any investment advice. View Growin Disclaimer

METRIC
VALUE
vs. INDUSTRY
EPS (TTM)
2.54
PE Ratio (TTM)
10.40
Forward PE
9.71
PS Ratio (TTM)
3.06
PB Ratio
1.02
Price-to-FCF
2.64
METRIC
VALUE
vs. INDUSTRY
Gross Margin
85.25%
Net Margin
25.41%
Revenue Growth (YoY)
30.22%
Profit Growth (YoY)
11.00%
3-Year Revenue Growth
16.21%
3-Year Profit Growth
-1.51%
METRIC
VALUE
vs. INDUSTRY
EPS (TTM)
2.54
PE Ratio (TTM)
10.40
Forward PE
9.71
PS Ratio (TTM)
3.06
PB Ratio
1.02
Price-to-FCF
2.64
Gross Margin
85.25%
Net Margin
25.41%
Revenue Growth (YoY)
30.22%
Profit Growth (YoY)
11.00%
3-Year Revenue Growth
16.21%
3-Year Profit Growth
-1.51%

  • When is HAFC's latest earnings report released?

    The most recent financial report for Hanmi financial corporation (HAFC) covers the period of 2025Q4 and was published on 2025/12/31. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating HAFC's short-term business performance and financial health. For the latest updates on HAFC's earnings releases, visit this page regularly.

  • Where does HAFC fall in the P/E River chart?

    According to historical valuation range analysis, Hanmi financial corporation (HAFC)'s current price-to-earnings (P/E) ratio is 9.45, placing it in the Overvalued zone on the P/E River chart. This level indicates that the market's expectations for future earnings are already reflected in the share price, with the valuation currently leaning optimistic. Investors are advised to further examine the company's fundamentals and its position in the industry cycle to validate whether the valuation is justified.

  • What is the operating profit of HAFC?

    According to the latest financial report, Hanmi financial corporation (HAFC) reported an Operating Profit of 30.13M with an Operating Margin of 26.68% this period, representing a growth of 18.95% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.

  • How is HAFC's revenue growth?

    In the latest financial report, Hanmi financial corporation (HAFC) announced revenue of 112.93M, with a Year-Over-Year growth rate of 88.66%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.

  • How much cash does HAFC have?

    At the end of the period, Hanmi financial corporation (HAFC) held Total Cash and Cash Equivalents of 212.84M, accounting for 0.03 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.

  • Does HAFC go with three margins increasing?

    In the latest report, Hanmi financial corporation (HAFC) achieved the “three margins increasing” benchmark, with a gross margin of 60.88%%, operating margin of 26.68%%, and net margin of 18.81%%. This demonstrates improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess HAFC's profit trajectory and future growth potential.

  • Is HAFC's EPS continuing to grow?

    According to the past four quarterly reports, Hanmi financial corporation (HAFC)'s earnings per share (EPS) shows a steady growth trend, with the latest EPS at 0.72. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.

  • What is the FCF of HAFC?

    Hanmi financial corporation (HAFC)'s Free Cash Flow (FCF) for the period is 146.35M, calculated as Operating Cash Flow minus Capital Expenditures, representing a rise of 1,693.77% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.

  • What are the PEG ratio and PE ratio of HAFC?

    The latest valuation data shows Hanmi financial corporation (HAFC) has a Price-To-Earnings (PE) ratio of 9.45 and a Price/Earnings-To-Growth (PEG) ratio of -6.9. A PEG below 1 usually suggests the market is underestimating growth potential, while a PEG above 1 indicates high growth expectations are already priced in. Investors should conduct a comprehensive valuation by considering historical growth, market forecasts, and industry cycles.

HAFC Earnings Table

Unit : USD

QTRNon-GAAP EPSEPS YoYEPS Surprise %SalesSales YoYSales Surprise %NPM
Current
2025Q4
2025Q3
2025Q2
2025Q1