When is FRME's latest earnings report released?
The most recent financial report for First merchants corporation (FRME) covers the period of 2025Q4 and was published on 2025/12/31. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating FRME's short-term business performance and financial health. For the latest updates on FRME's earnings releases, visit this page regularly.
Where does FRME fall in the P/E River chart?
According to historical valuation range analysis, First merchants corporation (FRME)'s current price-to-earnings (P/E) ratio is 9.43, placing it in the Reasonable zone on the P/E River chart. This level indicates that the market's expectations for future earnings are already reflected in the share price, with the valuation currently leaning conservative. Investors are advised to further examine the company's fundamentals and its position in the industry cycle to validate whether the valuation is justified.
What is the operating profit of FRME?
According to the latest financial report, First merchants corporation (FRME) reported an Operating Profit of 65.5M with an Operating Margin of 24.28% this period, representing a decline of 14.52% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.
How is FRME's revenue growth?
In the latest financial report, First merchants corporation (FRME) announced revenue of 269.78M, with a Year-Over-Year growth rate of 56.02%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.
How much debt does FRME have?
As of the end of the reporting period, First merchants corporation (FRME) had total debt of 999.93M, with a debt ratio of 0.05. Long-term debt comprises a higher/lower proportion. The level of financial leverage directly impacts the company's capital structure and interest coverage. If debt is high, pay attention to interest expenses and refinancing risks. Conversely, a low-leverage structure indicates greater risk tolerance but potentially less growth flexibility.
How much cash does FRME have?
At the end of the period, First merchants corporation (FRME) held Total Cash and Cash Equivalents of 84.16M, accounting for 0 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.
Does FRME go with three margins increasing?
In the latest report, First merchants corporation (FRME) achieved the “three margins increasing” benchmark, with a gross margin of 60.88%%, operating margin of 24.28%%, and net margin of 21.15%%. This demonstrates improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess FRME's profit trajectory and future growth potential.
Is FRME's EPS continuing to grow?
According to the past four quarterly reports, First merchants corporation (FRME)'s earnings per share (EPS) shows a declining trend, with the latest EPS at 0.99. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.
What is the FCF of FRME?
First merchants corporation (FRME)'s Free Cash Flow (FCF) for the period is 87.56M, calculated as Operating Cash Flow minus Capital Expenditures, representing a rise of 13.96% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.
What are the PEG ratio and PE ratio of FRME?
The latest valuation data shows First merchants corporation (FRME) has a Price-To-Earnings (PE) ratio of 9.43 and a Price/Earnings-To-Growth (PEG) ratio of 9.24. A PEG below 1 usually suggests the market is underestimating growth potential, while a PEG above 1 indicates high growth expectations are already priced in. Investors should conduct a comprehensive valuation by considering historical growth, market forecasts, and industry cycles.
