When is FNWD's latest earnings report released?
The most recent financial report for Finward bancorp (FNWD) covers the period of 2025Q4 and was published on 2025/12/31. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating FNWD's short-term business performance and financial health. For the latest updates on FNWD's earnings releases, visit this page regularly.
Where does FNWD fall in the P/E River chart?
According to historical valuation range analysis, Finward bancorp (FNWD)'s current price-to-earnings (P/E) ratio is 18.95, placing it in the Reasonable zone on the P/E River chart. This level indicates that the market's expectations for future earnings are already reflected in the share price, with the valuation currently leaning conservative. Investors are advised to further examine the company's fundamentals and its position in the industry cycle to validate whether the valuation is justified.
What is the operating profit of FNWD?
According to the latest financial report, Finward bancorp (FNWD) reported an Operating Profit of 1.82M with an Operating Margin of 7.31% this period, representing a decline of 31.91% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.
How is FNWD's revenue growth?
In the latest financial report, Finward bancorp (FNWD) announced revenue of 24.88M, with a Year-Over-Year growth rate of 47.1%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.
How much debt does FNWD have?
As of the end of the reporting period, Finward bancorp (FNWD) had total debt of 84.7M, with a debt ratio of 0.04. Long-term debt comprises a higher/lower proportion. The level of financial leverage directly impacts the company's capital structure and interest coverage. If debt is high, pay attention to interest expenses and refinancing risks. Conversely, a low-leverage structure indicates greater risk tolerance but potentially less growth flexibility.
How much cash does FNWD have?
At the end of the period, Finward bancorp (FNWD) held Total Cash and Cash Equivalents of 18.27M, accounting for 0.01 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.
Does FNWD go with three margins increasing?
In the latest report, Finward bancorp (FNWD) achieved the “three margins increasing” benchmark, with a gross margin of 66.7%%, operating margin of 7.31%%, and net margin of 7.97%%. This demonstrates improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess FNWD's profit trajectory and future growth potential.
Is FNWD's EPS continuing to grow?
According to the past four quarterly reports, Finward bancorp (FNWD)'s earnings per share (EPS) shows a declining trend, with the latest EPS at 0.46. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.
What is the FCF of FNWD?
Finward bancorp (FNWD)'s Free Cash Flow (FCF) for the period is 1.72M, calculated as Operating Cash Flow minus Capital Expenditures, representing a rise of 140.52% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.
What are the PEG ratio and PE ratio of FNWD?
The latest valuation data shows Finward bancorp (FNWD) has a Price-To-Earnings (PE) ratio of 18.95 and a Price/Earnings-To-Growth (PEG) ratio of -0.43. A PEG below 1 usually suggests the market is underestimating growth potential, while a PEG above 1 indicates high growth expectations are already priced in. Investors should conduct a comprehensive valuation by considering historical growth, market forecasts, and industry cycles.
