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First capital, inc.FCAP.US Overview

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FCAP Recent Performance

1.97%

First capital, inc.

1.79%

Avg of Sector

-0.31%

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FCAP Key Information

FCAP Financial Forecast

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QuarterlyEPS ForecastQoQMaxMin
2026Q1
2026Q2
2026Q3
2026Q4
2027Q1

FCAP Profile

First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers. The company offers various deposit instruments, including non-interest bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also provides real estate mortgage loans, such as fixed-rate and adjustable rate mortgage residential loans, construction loans for residential and commercial properties, and commercial real estate loans, as well as commercial business loans. In addition, the company originates mortgage loans for sale in the secondary market and sells non-deposit investment products; and offers various secured or guaranteed consumer loans comprising automobile and truck loans, home equity loans, home improvement loans, boat loans, mobile home loans, and loans secured by savings deposits, as well as unsecured consumer loans. It provides its products and services through 18 locations in Indiana and Kentucky. First Capital, Inc. was founded in 1891 and is based in Corydon, Indiana.

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FCAP FAQ

This disclaimer is provided by TradingValley Inc. and includes any messages, news, research, analysis, prices or other information provided by the Company's website, the application "Growin App" and other services provided through the Company's website. It is only general market information for educational and investment decision-making reference, and does not constitute any investment advice. View Growin Disclaimer

FCAP Earnings Table

Unit : USD

QTRNon-GAAP EPSEPS YoYEPS Surprise %SalesSales YoYSales Surprise %NPM
Current
2025Q4
2025Q3
2025Q2
2025Q1
METRIC
VALUE
vs. INDUSTRY
EPS (TTM)
4.88
PE Ratio (TTM)
10.22
Forward PE
-
PS Ratio (TTM)
3.45
PB Ratio
1.28
Price-to-FCF
7.50
METRIC
VALUE
vs. INDUSTRY
Gross Margin
92.60%
Net Margin
30.64%
Revenue Growth (YoY)
27.21%
Profit Growth (YoY)
17.80%
3-Year Revenue Growth
17.10%
3-Year Profit Growth
7.28%
METRIC
VALUE
vs. INDUSTRY
EPS (TTM)
4.88
PE Ratio (TTM)
10.22
Forward PE
-
PS Ratio (TTM)
3.45
PB Ratio
1.28
Price-to-FCF
7.50
Gross Margin
92.60%
Net Margin
30.64%
Revenue Growth (YoY)
27.21%
Profit Growth (YoY)
17.80%
3-Year Revenue Growth
17.10%
3-Year Profit Growth
7.28%
  • When is FCAP's latest earnings report released?

    The most recent financial report for First capital, inc. (FCAP) covers the period of 2025Q4 and was published on 2025/12/31. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating FCAP's short-term business performance and financial health. For the latest updates on FCAP's earnings releases, visit this page regularly.

  • Where does FCAP fall in the P/E River chart?

    According to historical valuation range analysis, First capital, inc. (FCAP)'s current price-to-earnings (P/E) ratio is 10.13, placing it in the Reasonable zone on the P/E River chart. This level indicates that the market's expectations for future earnings are already reflected in the share price, with the valuation currently leaning conservative. Investors are advised to further examine the company's fundamentals and its position in the industry cycle to validate whether the valuation is justified.

  • What is the operating profit of FCAP?

    According to the latest financial report, First capital, inc. (FCAP) reported an Operating Profit of 5.82M with an Operating Margin of 34.05% this period, representing a growth of 47.4% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.

  • How is FCAP's revenue growth?

    In the latest financial report, First capital, inc. (FCAP) announced revenue of 17.1M, with a Year-Over-Year growth rate of 55.47%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.

  • How much cash does FCAP have?

    At the end of the period, First capital, inc. (FCAP) held Total Cash and Cash Equivalents of 104.39M, accounting for 0.09 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.

  • Does FCAP go with three margins increasing?

    In the latest report, First capital, inc. (FCAP) achieved the “three margins increasing” benchmark, with a gross margin of 76.88%%, operating margin of 34.05%%, and net margin of 28.54%%. This demonstrates improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess FCAP's profit trajectory and future growth potential.

  • Is FCAP's EPS continuing to grow?

    According to the past four quarterly reports, First capital, inc. (FCAP)'s earnings per share (EPS) shows a steady growth trend, with the latest EPS at 1.46. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.

  • What is the FCF of FCAP?

    First capital, inc. (FCAP)'s Free Cash Flow (FCF) for the period is 7.78M, calculated as Operating Cash Flow minus Capital Expenditures, representing a rise of 3.72% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.

  • What are the PEG ratio and PE ratio of FCAP?

    The latest valuation data shows First capital, inc. (FCAP) has a Price-To-Earnings (PE) ratio of 10.13 and a Price/Earnings-To-Growth (PEG) ratio of 1.13. A PEG below 1 usually suggests the market is underestimating growth potential, while a PEG above 1 indicates high growth expectations are already priced in. Investors should conduct a comprehensive valuation by considering historical growth, market forecasts, and industry cycles.