When is CPSS's latest earnings report released?
The most recent financial report for Consumer portfolio services, inc. (CPSS) covers the period of 2025Q3 and was published on 2025/09/30. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating CPSS's short-term business performance and financial health. For the latest updates on CPSS's earnings releases, visit this page regularly.
Where does CPSS fall in the P/E River chart?
According to historical valuation range analysis, Consumer portfolio services, inc. (CPSS)'s current price-to-earnings (P/E) ratio is 9.82, placing it in the Watch zone on the P/E River chart. This level indicates that the market's expectations for future earnings are already reflected in the share price, with the valuation currently leaning optimistic. Investors are advised to further examine the company's fundamentals and its position in the industry cycle to validate whether the valuation is justified.
What is the operating profit of CPSS?
According to the latest financial report, Consumer portfolio services, inc. (CPSS) reported an Operating Profit of 66.13M with an Operating Margin of 60.99% this period, representing a growth of 16.21% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.
How is CPSS's revenue growth?
In the latest financial report, Consumer portfolio services, inc. (CPSS) announced revenue of 108.42M, with a Year-Over-Year growth rate of 7.8%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.
How much debt does CPSS have?
As of the end of the reporting period, Consumer portfolio services, inc. (CPSS) had total debt of 3.44B, with a debt ratio of 0.9. Long-term debt comprises a higher/lower proportion. The level of financial leverage directly impacts the company's capital structure and interest coverage. If debt is high, pay attention to interest expenses and refinancing risks. Conversely, a low-leverage structure indicates greater risk tolerance but potentially less growth flexibility.
How much cash does CPSS have?
At the end of the period, Consumer portfolio services, inc. (CPSS) held Total Cash and Cash Equivalents of 151.89M, accounting for 0.04 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.
Does CPSS go with three margins increasing?
In the latest report, Consumer portfolio services, inc. (CPSS) achieved the “three margins increasing” benchmark, with a gross margin of 79.3%%, operating margin of 60.99%%, and net margin of 4.5%%. This demonstrates improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess CPSS's profit trajectory and future growth potential.
What is the FCF of CPSS?
Consumer portfolio services, inc. (CPSS)'s Free Cash Flow (FCF) for the period is 84.87M, calculated as Operating Cash Flow minus Capital Expenditures, representing a rise of 21.83% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.
