Citigroup inc. C.US Overview
C AI Analysis & Strategy
Analysis Conclusion
The stock has a low value rating but excels in dividends. If you seek stable dividends, consider holding. For value-driven investors, think about reducing positions or switching stocks.sup
C Current Performance
-2.32%
Citigroup inc.
0.76%
Avg of Sector
-0.07%
S&P500
C Key Information
C Financial Forecast
Unit : USD
C Earnings Table
Unit : USD
| QTR | Non-GAAP EPS | EPS YoY | EPS Surprise % | Sales | Sales YoY | Sales Surprise % | NPM |
|---|---|---|---|---|---|---|---|
| Current | 1.96 | 5.4% | 5.9% | 21.6B | 2.4% | 1.6% | 14.6% |
| 2024Q3 | 1.34 | 59.5% | 10.7% | 17.02B | -9.6% | -12.8% | 15.9% |
| 2024Q2 | 1.51 | -0.7% | 15.3% | 19.86B | -1.4% | 0% | 16% |
| 2024Q1 | 1.52 | 10.9% | 9.4% | 20.14B | 3.6% | 0.4% | 16% |
| 2023Q4 | 1.86 | 0% | 51.2% | 21.09B | 3.4% | 3.2% | -10.5% |
C Profile
Citigroup Inc., a diversified financial services holding company, provides various financial products and services to consumers, corporations, governments, and institutions in North America, Latin America, Asia, Europe, the Middle East, and Africa. The company operates in two segments, Global Consumer Banking (GCB) and Institutional Clients Group (ICG). The GCB segment offers traditional banking services to retail customers through retail banking, Citi-branded cards, and Citi retail services. It also provides various banking, credit card, lending, and investment services through a network of local branches, offices, and electronic delivery systems. The ICG segment offers wholesale banking products and services, including fixed income and equity sales and trading, foreign exchange, prime brokerage, derivative, equity and fixed income research, corporate lending, investment banking and advisory, private banking, cash management, trade finance, and securities services to corporate, institutional, public sector, and high-net-worth clients. As of December 31, 2020, it operated 2,303 branches primarily in the United States, Mexico, and Asia. Citigroup Inc. was founded in 1812 and is headquartered in New York, New York.
Price of C
C FAQ
When is C's latest earnings report released?
The most recent financial report for Citigroup inc. (C) covers the period of 2025Q1 and was published on 2025/03/31. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating C’s short-term business performance and financial health. For the latest updates on C’s earnings releases, visit this page regularly.
Where does C fall in the P/E River chart?
According to historical valuation range analysis, Citigroup inc. (C)’s current price-to-earnings (P/E) ratio is 10, placing it in the Overvalued zone on the P/E River chart. This level indicates that the market’s expectations for future earnings are already reflected in the share price, with the valuation currently leaning optimistic. Investors are advised to further examine the company’s fundamentals and its position in the industry cycle to validate whether the valuation is justified.
What is the operating profit of C?
According to the latest financial report, Citigroup inc. (C) reported an Operating Profit of 5.45B with an Operating Margin of 25.23% this period, representing a growth of 19.89% compared to the same period last year. Operating Profit reflects the company’s core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.
How is C's revenue growth?
In the latest financial report, Citigroup inc. (C) announced revenue of 21.6B, with a Year-Over-Year growth rate of 2.33%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.
How much debt does C have?
As of the end of the reporting period, Citigroup inc. (C) had total debt of 748.78B, with a debt ratio of 0.29. Short-term debt comprises a higher/lower proportion. The level of financial leverage directly impacts the company’s capital structure and interest coverage. If debt is high, pay attention to interest expenses and refinancing risks. Conversely, a low-leverage structure indicates greater risk tolerance but potentially less growth flexibility.
How much cash does C have?
At the end of the period, Citigroup inc. (C) held Total Cash and Cash Equivalents of 308.33B, accounting for 0.12 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.
Does C go with three margins increasing?
In the latest report, Citigroup inc. (C) achieved the “three margins increasing” benchmark, with a gross margin of 87.4%%, operating margin of 25.23%%, and net margin of 18.8%%. This demonstrates improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess C’s profit trajectory and future growth potential.
Is C's EPS continuing to grow?
According to the past four quarterly reports, Citigroup inc. (C)’s earnings per share (EPS) shows a steady growth trend, with the latest EPS at 2. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.
What is the FCF of C?
Citigroup inc. (C)’s Free Cash Flow (FCF) for the period is -60.21B, calculated as Operating Cash Flow minus Capital Expenditures, representing a fall of 390.5% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.