Brown & brown, inc.BRO.US Overview

US StockFinancial Services
(No presentation for BRO)

BRO Overall Performance

METRIC
VALUE
vs. INDUSTRY
EPS
3.05
PE Ratio
28.14
Forward PE
21.72
PS Ratio
6.47
PB Ratio
2.44
Price-to-FCF
24.48
Gross Margin
100.00%
Net Margin
19.89%
Revenue Growth (YoY)
11.66%
Profit Growth (YoY)
11.66%
3-Year Revenue Growth
15.24%
3-Year Profit Growth
15.24%

BRO AI Analysis & Strategy

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BRO Current Performance

-1.57%

Brown & brown, inc.

-0.13%

Avg of Sector

-0.69%

S&P500

BRO Key Information

BRO Financial Forecast

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QuarterlyEPS ForecastQoQMaxMin
2025Q1
2025Q2
2025Q3
2025Q4
2026Q1

BRO Earnings Table

Unit : USD

QTRNon-GAAP EPSEPS YoYEPS Surprise %SalesSales YoYSales Surprise %NPM
Current
2024Q4
2024Q3
2024Q2
2024Q1

BRO Profile

Brown & Brown, Inc. markets and sells insurance products and services in the United States, Bermuda, Canada, Ireland, the United Kingdom, and the Cayman Islands. It operates through four segments: Retail, National Programs, Wholesale Brokerage, and Services. The Retail segment offers property and casualty, employee benefits insurance products, personal insurance products, specialties insurance products, loss control survey and analysis, consultancy, and claims processing services. It serves commercial, public and quasi-public entities, professional, and individual customers. The National Programs segment offers professional liability and related package insurance products for dentistry, legal, eyecare, insurance, financial, physicians, real estate title professionals, as well as supplementary insurance products related to weddings, events, medical facilities, and cyber liabilities. This segment also offers outsourced product development, marketing, underwriting, actuarial, compliance, and claims and other administrative services to insurance carrier partners; and commercial and public entity-related programs, and flood insurance products. It serves through independent agents. The Wholesale Brokerage segment markets and sells excess and surplus commercial and personal lines insurance through independent agents and brokers. The Services segment offers third-party claims administration and medical utilization management services in the workers' compensation and all-lines liability arenas, Medicare Set-aside, Social Security disability, Medicare benefits advocacy, and claims adjusting services. The company was founded in 1939 and is headquartered in Daytona Beach, Florida.

Price of BRO

BRO FAQ

  • When is BRO's latest earnings report released?

    The most recent financial report for Brown & brown, inc. (BRO) covers the period of 2025Q2 and was published on 2025/06/30. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating BRO's short-term business performance and financial health. For the latest updates on BRO's earnings releases, visit this page regularly.

  • Where does BRO fall in the P/E River chart?

    According to historical valuation range analysis, Brown & brown, inc. (BRO)'s current price-to-earnings (P/E) ratio is 33.63, placing it in the Reasonable zone on the P/E River chart. This level indicates that the market's expectations for future earnings are already reflected in the share price, with the valuation currently leaning conservative. Investors are advised to further examine the company's fundamentals and its position in the industry cycle to validate whether the valuation is justified.

  • What is the operating profit of BRO?

    According to the latest financial report, Brown & brown, inc. (BRO) reported an Operating Profit of 373M with an Operating Margin of 29.03% this period, representing a decline of 5.81% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.

  • How is BRO's revenue growth?

    In the latest financial report, Brown & brown, inc. (BRO) announced revenue of 1.29B, with a Year-Over-Year growth rate of 9.08%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.

  • How much debt does BRO have?

    As of the end of the reporting period, Brown & brown, inc. (BRO) had total debt of 7.73B, with a debt ratio of 0.3. Long-term debt comprises a higher/lower proportion. The level of financial leverage directly impacts the company's capital structure and interest coverage. If debt is high, pay attention to interest expenses and refinancing risks. Conversely, a low-leverage structure indicates greater risk tolerance but potentially less growth flexibility.

  • How much cash does BRO have?

    At the end of the period, Brown & brown, inc. (BRO) held Total Cash and Cash Equivalents of 8.89B, accounting for 0.35 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.

  • Does BRO go with three margins increasing?

    In the latest report, Brown & brown, inc. (BRO) achieved the “three margins increasing” benchmark, with a gross margin of 100%%, operating margin of 29.03%%, and net margin of 18%%. This demonstrates improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess BRO's profit trajectory and future growth potential.

  • Is BRO's EPS continuing to grow?

    According to the past four quarterly reports, Brown & brown, inc. (BRO)'s earnings per share (EPS) shows a declining trend, with the latest EPS at 0.79. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.

  • What is the FCF of BRO?

    Brown & brown, inc. (BRO)'s Free Cash Flow (FCF) for the period is 311M, calculated as Operating Cash Flow minus Capital Expenditures, representing a fall of 20.66% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.

  • What are the PEG ratio and PE ratio of BRO?

    The latest valuation data shows Brown & brown, inc. (BRO) has a Price-To-Earnings (PE) ratio of 33.63 and a Price/Earnings-To-Growth (PEG) ratio of -1.07. A PEG below 1 usually suggests the market is underestimating growth potential, while a PEG above 1 indicates high growth expectations are already priced in. Investors should conduct a comprehensive valuation by considering historical growth, market forecasts, and industry cycles.