Bank of marin bancorp BMRC.US Overview
BMRC AI Analysis & Strategy
Analysis Conclusion
The stock excels in value rating and ranks among the top in dividend scores. It's a prime choice for long-term accumulation. For optimal entry, check our trend and swing trading ratings.
BMRC Current Performance
1.14%
Bank of marin bancorp
0.76%
Avg of Sector
-0.07%
S&P500
BMRC Key Information
BMRC Financial Forecast
Unit : USD
BMRC Earnings Table
Unit : USD
| QTR | Non-GAAP EPS | EPS YoY | EPS Surprise % | Sales | Sales YoY | Sales Surprise % | NPM |
|---|---|---|---|---|---|---|---|
| Current | 0.3 | 66.7% | -6.3% | 35.24M | -4.5% | 21.2% | 21.4% |
| 2024Q3 | 0.38 | 26.7% | 18.8% | 27.15M | -15.5% | 5.2% | 16.7% |
| 2024Q2 | 0.28 | -15.2% | 3.7% | 39.21M | 44.9% | 57.3% | 175.4% |
| 2024Q1 | 0.06 | -78.6% | -68.4% | 4.58M | -83% | -80.4% | 11.6% |
| 2023Q4 | 0.18 | -69.5% | -30.8% | 36.9M | 12.4% | 48.5% | 3.1% |
BMRC Profile
Bank of Marin Bancorp operates as the holding company for Bank of Marin that provides a range of financial services primarily to small to medium-sized businesses, professionals, not-for-profit organizations, and individuals in California, the United States. It offers personal and business checking and savings accounts; and individual retirement, health savings, and demand deposit marketplace accounts, as well as time certificates of deposit, certificate of deposit account registry and insured cash sweep services. The company also provides commercial real estate, commercial and industrial, and consumer loans, as well as construction financing and home equity lines of credit. In addition, it offers merchant and payroll, and cash management services; credit cards; fraud detection tools; and mobile deposit, remote deposit capture, automated clearing house, wire transfer, and image lockbox services. Further, the company provides wealth management and trust services comprising customized investment portfolio management, financial planning, trust administration, estate settlement, and custody services, as well as 401(k) plan services; and automated teller machines, and telephone and digital banking services. It operates through 12 branch offices in Marin, southern Sonoma counties, and north of San Francisco, California; and a loan production office in San Francisco. The company was incorporated in 1989 and is headquartered in Novato, California.
Price of BMRC
BMRC FAQ
When is BMRC's latest earnings report released?
The most recent financial report for Bank of marin bancorp (BMRC) covers the period of 2025Q1 and was published on 2025/03/31. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating BMRC’s short-term business performance and financial health. For the latest updates on BMRC’s earnings releases, visit this page regularly.
What is the operating profit of BMRC?
According to the latest financial report, Bank of marin bancorp (BMRC) reported an Operating Profit of 7.41M with an Operating Margin of 26.72% this period, representing a growth of 55.28% compared to the same period last year. Operating Profit reflects the company’s core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.
How is BMRC's revenue growth?
In the latest financial report, Bank of marin bancorp (BMRC) announced revenue of 27.75M, with a Year-Over-Year growth rate of 10.55%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.
How much cash does BMRC have?
At the end of the period, Bank of marin bancorp (BMRC) held Total Cash and Cash Equivalents of 259.92M, accounting for 0.07 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.
Does BMRC go with three margins increasing?
In the latest report, Bank of marin bancorp (BMRC) achieved the “three margins increasing” benchmark, with a gross margin of 100%%, operating margin of 26.72%%, and net margin of 17.6%%. This demonstrates improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess BMRC’s profit trajectory and future growth potential.
Is BMRC's EPS continuing to grow?
According to the past four quarterly reports, Bank of marin bancorp (BMRC)’s earnings per share (EPS) shows a steady growth trend, with the latest EPS at 0.31. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.
What is the FCF of BMRC?
Bank of marin bancorp (BMRC)’s Free Cash Flow (FCF) for the period is 4.62M, calculated as Operating Cash Flow minus Capital Expenditures, representing a rise of 10.97% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.
What are the PEG ratio and PE ratio of BMRC?
The latest valuation data shows Bank of marin bancorp (BMRC) has a Price-To-Earnings (PE) ratio of -53.76 and a Price/Earnings-To-Growth (PEG) ratio of -0.98. A PEG below 1 usually suggests the market is underestimating growth potential, while a PEG above 1 indicates high growth expectations are already priced in. Investors should conduct a comprehensive valuation by considering historical growth, market forecasts, and industry cycles.