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1.42%
Blend labs, inc.
-1.03%
Avg of Sector
-0.49%
S&P500
Blend Labs, Inc. provides cloud-based software platform solutions for financial services firms in the United States. It operates in two segments, Blend Platform and Title365. The company offers a suite of white-label products for mortgages, home equity loans and lines of credit, vehicle loans, personal loans, credit cards, and deposit accounts. It also provides a suite of mortgage products that facilitates homeownership journey for consumers comprising close, income verification for mortgage, homeowners insurance, and realty. In addition, the company offers title search procedures for title insurance policies, escrow, and other closing and settlement services, as well as other trustee services; and professional and consulting services. It serves banks, credit unions, financial technology companies, and non-bank mortgage lenders. Blend Labs, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.
Unit : USD
| QTR | Non-GAAP EPS | EPS YoY | EPS Surprise % | Sales | Sales YoY | Sales Surprise % | NPM |
|---|---|---|---|---|---|---|---|
| Current | |||||||
| 2025Q4 | |||||||
| 2025Q3 | |||||||
| 2025Q2 | |||||||
| 2025Q1 |
The most recent financial report for Blend labs, inc. (BLND) covers the period of 2025Q4 and was published on 2025/12/31. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating BLND's short-term business performance and financial health. For the latest updates on BLND's earnings releases, visit this page regularly.
According to the latest financial report, Blend labs, inc. (BLND) reported an Operating Profit of -4.51M with an Operating Margin of -13.9% this period, representing a decline of 152.21% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.
In the latest financial report, Blend labs, inc. (BLND) announced revenue of 32.43M, with a Year-Over-Year growth rate of -21.68%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.
At the end of the period, Blend labs, inc. (BLND) held Total Cash and Cash Equivalents of 43.58M, accounting for 0.26 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.
In the latest report, Blend labs, inc. (BLND) did not achieve the “three margins increasing” benchmark, with a gross margin of 75.4%%, operating margin of -13.9%%, and net margin of -25.1%%. This demonstrates limited improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess BLND's profit trajectory and future growth potential.
Blend labs, inc. (BLND)'s Free Cash Flow (FCF) for the period is -21K, calculated as Operating Cash Flow minus Capital Expenditures, representing a rise of 99.71% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.
The latest valuation data shows Blend labs, inc. (BLND) has a Price-To-Earnings (PE) ratio of -14.6 and a Price/Earnings-To-Growth (PEG) ratio of 0.13. A PEG below 1 usually suggests the market is underestimating growth potential, while a PEG above 1 indicates high growth expectations are already priced in. Investors should conduct a comprehensive valuation by considering historical growth, market forecasts, and industry cycles.