Beta

Atlanticus holdings corporationATLC.US Overview

US StockFinancial Services
(No presentation for ATLC)
OverviewAI AnalysisFinancialsFinancial ForecastStock SentimentalInstitutionsTradingView Chart

Ticker

Value

empty

There is no following symbol in this watchlist.

ATLC AI Insights

ATLC Overall Performance

ATLC AI Analysis & Strategy

AI Strategy

Browsing restrictions can be lifted for a fee.

ATLC Recent Performance

-0.26%

Atlanticus holdings corporation

0.23%

Avg of Sector

-0.49%

S&P500

ATLC PowerScanner

Introduction >>

Power Squeeze

Surfing Trend

1 Day

1 Week

1 Month

Check ATLC's Trend

ATLC Key Information

ATLC Valuation Metrics

ATLC Profile

Atlanticus Holdings Corporation provides credit and related financial services and products to customers the United States. It operates in two segments, Credit as a Service, and Auto Finance. The Credit as a Service segment originates a range of consumer loan products, such as private label and general purpose credit cards originated by lenders through various channels, including retail and healthcare, direct mail solicitation, digital marketing, and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services, including consumer electronics, furniture, elective medical procedures, healthcare, educational services, and home-improvements by partnering with retailers and service providers. In addition, it offers loan servicing, such as risk management and customer service outsourcing for third parties; and engages in testing and investment activities in consumer finance technology platforms. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here, and used car business. This segment also provides floor plan financing and installment lending products. Further, the company invests in and services portfolios of credit card receivables. Atlanticus Holdings Corporation was founded in 1996 and is headquartered in Atlanta, Georgia.

Price of ATLC

ATLC FAQ

This disclaimer is provided by TradingValley Inc. and includes any messages, news, research, analysis, prices or other information provided by the Company's website, the application "Growin App" and other services provided through the Company's website. It is only general market information for educational and investment decision-making reference, and does not constitute any investment advice. View Growin Disclaimer

ATLC Earnings Table

Unit : USD

QTRNon-GAAP EPSEPS YoYEPS Surprise %SalesSales YoYSales Surprise %NPM
Current
2025Q4
2025Q3
2025Q2
2025Q1
METRIC
VALUE
vs. INDUSTRY
EPS (TTM)
8.20
PE Ratio (TTM)
13.24
Forward PE
7.87
PS Ratio (TTM)
2.11
PB Ratio
1.87
Price-to-FCF
1.87
METRIC
VALUE
vs. INDUSTRY
Gross Margin
100.00%
Net Margin
21.93%
Revenue Growth (YoY)
38.80%
Profit Growth (YoY)
38.80%
3-Year Revenue Growth
28.78%
3-Year Profit Growth
28.78%
METRIC
VALUE
vs. INDUSTRY
EPS (TTM)
8.20
PE Ratio (TTM)
13.24
Forward PE
7.87
PS Ratio (TTM)
2.11
PB Ratio
1.87
Price-to-FCF
1.87
Gross Margin
100.00%
Net Margin
21.93%
Revenue Growth (YoY)
38.80%
Profit Growth (YoY)
38.80%
3-Year Revenue Growth
28.78%
3-Year Profit Growth
28.78%
  • When is ATLC's latest earnings report released?

    The most recent financial report for Atlanticus holdings corporation (ATLC) covers the period of 2025Q4 and was published on 2025/12/31. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating ATLC's short-term business performance and financial health. For the latest updates on ATLC's earnings releases, visit this page regularly.

  • Where does ATLC fall in the P/E River chart?

    According to historical valuation range analysis, Atlanticus holdings corporation (ATLC)'s current price-to-earnings (P/E) ratio is 7.04, placing it in the Overvalued zone on the P/E River chart. This level indicates that the market's expectations for future earnings are already reflected in the share price, with the valuation currently leaning optimistic. Investors are advised to further examine the company's fundamentals and its position in the industry cycle to validate whether the valuation is justified.

  • What is the operating profit of ATLC?

    According to the latest financial report, Atlanticus holdings corporation (ATLC) reported an Operating Profit of 46.22M with an Operating Margin of 26.28% this period, representing a growth of 15.94% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.

  • How is ATLC's revenue growth?

    In the latest financial report, Atlanticus holdings corporation (ATLC) announced revenue of 175.85M, with a Year-Over-Year growth rate of 49.7%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.

  • How much debt does ATLC have?

    As of the end of the reporting period, Atlanticus holdings corporation (ATLC) had total debt of 6.54B, with a debt ratio of 0.86. Long-term debt comprises a higher/lower proportion. The level of financial leverage directly impacts the company's capital structure and interest coverage. If debt is high, pay attention to interest expenses and refinancing risks. Conversely, a low-leverage structure indicates greater risk tolerance but potentially less growth flexibility.

  • How much cash does ATLC have?

    At the end of the period, Atlanticus holdings corporation (ATLC) held Total Cash and Cash Equivalents of 767.41M, accounting for 0.1 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.

  • Does ATLC go with three margins increasing?

    In the latest report, Atlanticus holdings corporation (ATLC) achieved the “three margins increasing” benchmark, with a gross margin of 100%%, operating margin of 26.28%%, and net margin of 18.7%%. This demonstrates improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess ATLC's profit trajectory and future growth potential.

  • Is ATLC's EPS continuing to grow?

    According to the past four quarterly reports, Atlanticus holdings corporation (ATLC)'s earnings per share (EPS) shows a steady growth trend, with the latest EPS at 2.18. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.

  • What is the FCF of ATLC?

    Atlanticus holdings corporation (ATLC)'s Free Cash Flow (FCF) for the period is 266.11M, calculated as Operating Cash Flow minus Capital Expenditures, representing a rise of 119.91% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.

  • What are the PEG ratio and PE ratio of ATLC?

    The latest valuation data shows Atlanticus holdings corporation (ATLC) has a Price-To-Earnings (PE) ratio of 7.04 and a Price/Earnings-To-Growth (PEG) ratio of 0.16. A PEG below 1 usually suggests the market is underestimating growth potential, while a PEG above 1 indicates high growth expectations are already priced in. Investors should conduct a comprehensive valuation by considering historical growth, market forecasts, and industry cycles.