Join Growin Stock Community!

Aflac incorporatedAFL.US Overview

US StockFinancial Services
(No presentation for AFL)
My Watchlist

Ticker

Value

empty

There is no following symbol in this watchlist.

AFL AI Insights

AFL Overall Performance

AFL AI Analysis & Strategy

AI Strategy

Browsing restrictions can be lifted for a fee.

AFL Recent Performance

0.10%

Aflac incorporated

0.53%

Avg of Sector

0.49%

S&P500

AFL PowerScanner

Introduction >>

Power Squeeze

Surfing Trend

1 Day

1 Week

1 Month

AFL Key Information

AFL Financial Forecast

chart

Browsing restrictions can be lifted for a fee.

QuarterlyEPS ForecastQoQMaxMin
2026Q1
2026Q2
2026Q3
2026Q4
2027Q1

AFL Profile

Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates through two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care income support, GIFT, and whole and term life insurance products, as well as WAYS and child endowment plans under saving type insurance products in Japan. The Aflac U.S. segment provides cancer, accident, short-term disability, critical illness, hospital indemnity, dental, vision, long-term care and disability, and term and whole life insurance products in the United States. It sells its products through sales associates, brokers, independent corporate agencies, individual agencies, and affiliated corporate agencies. The company was founded in 1955 and is based in Columbus, Georgia.

Price of AFL

AFL FAQ

This disclaimer is provided by TradingValley Inc. and includes any messages, news, research, analysis, prices or other information provided by the Company's website, the application "Growin App" and other services provided through the Company's website. It is only general market information for educational and investment decision-making reference, and does not constitute any investment advice. View Growin Disclaimer

AFL Earnings Table

Unit : USD

QTRNon-GAAP EPSEPS YoYEPS Surprise %SalesSales YoYSales Surprise %NPM
Current
2025Q4
2025Q3
2025Q2
2025Q1
METRIC
VALUE
vs. INDUSTRY
EPS (TTM)
6.96
PE Ratio (TTM)
16.72
Forward PE
15.76
PS Ratio (TTM)
3.48
PB Ratio
2.02
Price-to-FCF
16.88
METRIC
VALUE
vs. INDUSTRY
Gross Margin
57.23%
Net Margin
21.21%
Revenue Growth (YoY)
-9.15%
Profit Growth (YoY)
-14.26%
3-Year Revenue Growth
6.88%
3-Year Profit Growth
13.96%
METRIC
VALUE
vs. INDUSTRY
EPS (TTM)
6.96
PE Ratio (TTM)
16.72
Forward PE
15.76
PS Ratio (TTM)
3.48
PB Ratio
2.02
Price-to-FCF
16.88
Gross Margin
57.23%
Net Margin
21.21%
Revenue Growth (YoY)
-9.15%
Profit Growth (YoY)
-14.26%
3-Year Revenue Growth
6.88%
3-Year Profit Growth
13.96%
  • When is AFL's latest earnings report released?

    The most recent financial report for Aflac incorporated (AFL) covers the period of 2025Q4 and was published on 2025/12/31. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating AFL's short-term business performance and financial health. For the latest updates on AFL's earnings releases, visit this page regularly.

  • Where does AFL fall in the P/E River chart?

    According to historical valuation range analysis, Aflac incorporated (AFL)'s current price-to-earnings (P/E) ratio is 10.6, placing it in the Watch zone on the P/E River chart. This level indicates that the market's expectations for future earnings are already reflected in the share price, with the valuation currently leaning optimistic. Investors are advised to further examine the company's fundamentals and its position in the industry cycle to validate whether the valuation is justified.

  • What is the operating profit of AFL?

    According to the latest financial report, Aflac incorporated (AFL) reported an Operating Profit of 1.6B with an Operating Margin of 32.72% this period, representing a decline of 26.68% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.

  • How is AFL's revenue growth?

    In the latest financial report, Aflac incorporated (AFL) announced revenue of 4.9B, with a Year-Over-Year growth rate of -9.38%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.

  • How much cash does AFL have?

    At the end of the period, Aflac incorporated (AFL) held Total Cash and Cash Equivalents of 6.25B, accounting for 0.05 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.

  • Does AFL go with three margins increasing?

    In the latest report, Aflac incorporated (AFL) achieved the “three margins increasing” benchmark, with a gross margin of 59.91%%, operating margin of 32.72%%, and net margin of 28.17%%. This demonstrates improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess AFL's profit trajectory and future growth potential.

  • Is AFL's EPS continuing to grow?

    According to the past four quarterly reports, Aflac incorporated (AFL)'s earnings per share (EPS) shows a declining trend, with the latest EPS at 2.6. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.

  • What is the FCF of AFL?

    Aflac incorporated (AFL)'s Free Cash Flow (FCF) for the period is 1.25B, calculated as Operating Cash Flow minus Capital Expenditures, representing a fall of 1.42% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.

  • What are the PEG ratio and PE ratio of AFL?

    The latest valuation data shows Aflac incorporated (AFL) has a Price-To-Earnings (PE) ratio of 10.6 and a Price/Earnings-To-Growth (PEG) ratio of -0.67. A PEG below 1 usually suggests the market is underestimating growth potential, while a PEG above 1 indicates high growth expectations are already priced in. Investors should conduct a comprehensive valuation by considering historical growth, market forecasts, and industry cycles.