Midwestone financial group, inc.MOFG.US Overview
MOFG Overall Performance
MOFG AI Analysis & Strategy
Browsing restrictions can be lifted for a fee.
MOFG Key Information
MOFG Financial Forecast
Browsing restrictions can be lifted for a fee.
| Quarterly | EPS Forecast | QoQ | Max | Min |
|---|---|---|---|---|
| 2025Q1 | ||||
| 2025Q2 | ||||
| 2025Q3 | ||||
| 2025Q4 | ||||
| 2026Q1 |
MOFG Earnings Table
Unit : USD
| QTR | Non-GAAP EPS | EPS YoY | EPS Surprise % | Sales | Sales YoY | Sales Surprise % | NPM |
|---|---|---|---|---|---|---|---|
| Current | |||||||
| 2024Q4 | |||||||
| 2024Q3 | |||||||
| 2024Q2 | |||||||
| 2024Q1 |
MOFG Profile
MidWestOne Financial Group, Inc. operates as the bank holding company for MidWestOne Bank that provides commercial and retail banking products and services to individuals, businesses, governmental units, and institutional customers. It offers deposit products, such as noninterest bearing and interest-bearing demand deposit accounts, interest checking accounts, savings accounts, money market accounts, certificates of deposit, and time deposits. The company also provides commercial and industrial, commercial and residential real estate, agricultural, and credit card loans, as well as consumer loans, such as secured and unsecured personal, and automobile loans. In addition, it offers various trust and investment services, including administering estates, personal trusts, and conservatorships, as well as property management, farm management, investment advisory, retail securities brokerage, and financial planning and custodial services, as well as investment-related services, including securities trading, mutual funds sales, fixed and variable annuities, tax-exempted, and conventional unit trusts. Further, the company provides other products and services comprising treasury management, debit cards, automated teller machines, online and mobile banking, and safe deposit boxes. It offers its products and services primarily through a network of 56 banking offices located in central and eastern Iowa, the Minneapolis/St. Paul metropolitan area of Minnesota, southwestern Wisconsin, southwestern Florida, and Denver, Colorado. MidWestOne Financial Group, Inc. was incorporated in 1983 and is headquartered in Iowa City, Iowa.
Price of MOFG
MOFG FAQ
When is MOFG's latest earnings report released?
The most recent financial report for Midwestone financial group, inc. (MOFG) covers the period of 2025Q3 and was published on 2025/09/30. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating MOFG's short-term business performance and financial health. For the latest updates on MOFG's earnings releases, visit this page regularly.
What is the operating profit of MOFG?
According to the latest financial report, Midwestone financial group, inc. (MOFG) reported an Operating Profit of 21.49M with an Operating Margin of 36.35% this period, representing a growth of 116.51% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.
How is MOFG's revenue growth?
In the latest financial report, Midwestone financial group, inc. (MOFG) announced revenue of 59.13M, with a Year-Over-Year growth rate of 162.64%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.
How much cash does MOFG have?
At the end of the period, Midwestone financial group, inc. (MOFG) held Total Cash and Cash Equivalents of 272.24M, accounting for 0.04 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.
Does MOFG go with three margins increasing?
In the latest report, Midwestone financial group, inc. (MOFG) achieved the “three margins increasing” benchmark, with a gross margin of 100%%, operating margin of 36.35%%, and net margin of 28.8%%. This demonstrates improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess MOFG's profit trajectory and future growth potential.
Is MOFG's EPS continuing to grow?
According to the past four quarterly reports, Midwestone financial group, inc. (MOFG)'s earnings per share (EPS) shows a steady growth trend, with the latest EPS at 0.82. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.
What is the FCF of MOFG?
Midwestone financial group, inc. (MOFG)'s Free Cash Flow (FCF) for the period is 16.75M, calculated as Operating Cash Flow minus Capital Expenditures, representing a rise of 662.7% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.
What are the PEG ratio and PE ratio of MOFG?
The latest valuation data shows Midwestone financial group, inc. (MOFG) has a Price-To-Earnings (PE) ratio of 13.83 and a Price/Earnings-To-Growth (PEG) ratio of 0.12. A PEG below 1 usually suggests the market is underestimating growth potential, while a PEG above 1 indicates high growth expectations are already priced in. Investors should conduct a comprehensive valuation by considering historical growth, market forecasts, and industry cycles.