Fifth district savings bank FDSB.US Overview
FDSB AI Analysis & Strategy
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FDSB Current Performance
-1.67%
Fifth district savings bank
-1.31%
Avg of Sector
-0.40%
S&P500
FDSB Key Information
FDSB Revenue by Segments
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FDSB Net Income
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FDSB Cash Flow
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FDSB Profit Margin
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FDSB PE Ratio River
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FDSB Financial Forecast
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FDSB Earnings Table
Unit : USD
| QTR | Non-GAAP EPS | EPS YoY | EPS Surprise % | Sales | Sales YoY | Sales Surprise % | NPM |
|---|---|---|---|---|---|---|---|
| Current | |||||||
| 2024Q4 | |||||||
| 2024Q3 | |||||||
| 2024Q2 | |||||||
| 2024Q1 |
FDSB Profile
Fifth District Bancorp, Inc. operates as the bank holding company for Fifth District Savings Bank that provides various banking products and services primarily in New Orleans-Metairie Metropolitan Statistical Area. The company offers a range of deposit accounts, including checking accounts, money market accounts, and certificates of deposit. It also provides fixed-rate one- to four-family residential mortgage loans, as well as originates construction loans, home equity loans, home equity lines of credit, land loans, and share loans; and purchases commercial business loans. In addition, it offers electronic banking services, including mobile banking, on-line banking, telephone banking, bill pay, and electronic funds transfer via SmartPay. The company was founded in 1926 and is based in New Orleans, Louisiana.
Price of FDSB
FDSB FAQ
When is FDSB's latest earnings report released?
The most recent financial report for Fifth district savings bank (FDSB) covers the period of 2025Q1 and was published on 2025/03/31. This report is prepared according to IFRS/US GAAP standards and includes key financial indicators—Revenue, Profitability, Cash Flow, and Capital Structure. This information is essential for investors evaluating FDSB's short-term business performance and financial health. For the latest updates on FDSB's earnings releases, visit this page regularly.
What is the operating profit of FDSB?
According to the latest financial report, Fifth district savings bank (FDSB) reported an Operating Profit of 99K with an Operating Margin of 3.09% this period, representing a growth of 106.91% compared to the same period last year. Operating Profit reflects the company's core business efficiency and cost control, making it a key indicator for evaluating operational strength and profitability.
How is FDSB's revenue growth?
In the latest financial report, Fifth district savings bank (FDSB) announced revenue of 3.2M, with a Year-Over-Year growth rate of 155.72%. Revenue growth can be driven by product mix changes, market share expansion, price adjustments, or international market penetration. Investors should also monitor gross margin and regional revenue distribution for a comprehensive view of growth quality and sustainability.
How much cash does FDSB have?
At the end of the period, Fifth district savings bank (FDSB) held Total Cash and Cash Equivalents of 30.1M, accounting for 0.06 of total assets. Both current and quick ratios indicate robust short-term debt repayment ability. High cash reserves typically mean the company has strong liquidity, supporting operational needs, expansion investments, or shareholder returns.
Does FDSB go with three margins increasing?
In the latest report, Fifth district savings bank (FDSB) achieved the “three margins increasing” benchmark, with a gross margin of 100%%, operating margin of 3.09%%, and net margin of 2.4%%. This demonstrates improvement in profitability, which is a key signal for fundamental analysis. Investors should consider margin trends alongside other financial indicators to assess FDSB's profit trajectory and future growth potential.
Is FDSB's EPS continuing to grow?
According to the past four quarterly reports, Fifth district savings bank (FDSB)'s earnings per share (EPS) shows a steady growth trend, with the latest EPS at 0.02. If EPS continues to rise due to revenue growth and cost optimization, it can support P/E valuation recovery and attract long-term investors.
What is the FCF of FDSB?
Fifth district savings bank (FDSB)'s Free Cash Flow (FCF) for the period is 765K, calculated as Operating Cash Flow minus Capital Expenditures, representing a rise of 168.67% compared with the previous period. Positive FCF growth provides stable funding for dividends, debt repayment, or strategic acquisitions, and is an important measure of true profitability and shareholder return potential.